Joydeep Ghosh And Chirag Madia

Stories by Joydeep Ghosh And Chirag Madia

Debt's the way to go for FIIs

Debt's the way to go for FIIs

Rediff.com   18 Oct 2011

Till October 14 this year, FIIs were net sellers in equities at Rs 1,132 crore (Rs 11.32 billion) while their debt exposure stood at Rs 20,029 crore (Rs 200.29 billion). This is the first time since 2008 that FIIs are net sellers in equities.

Noida: Banks dump buyers, builders threaten them

Noida: Banks dump buyers, builders threaten them

Rediff.com   25 Jul 2011

For home buyers in Noida Extension things have just gone worse. While banks have decided not to disburse loans to residential properties in the area, including those that had no litigation against them, builders are threatening to charge a penalty if payments are not made according to the existing contracts.

Sebi lifts ban on seven brokers

Sebi lifts ban on seven brokers

Rediff.com   13 Apr 2011

Sebi had acted against 10 brokerages after over 10,000 investors failed to get shares in last year's Coal India IPO in spite of legitimate applications.

When trading, don't copy big boys' moves

When trading, don't copy big boys' moves

Rediff.com   29 Mar 2011

This makes stock-picking by retail investors difficult, but market experts say they need to understand that institutional players do not have a cookie-cutter approach to investing.

Home loan: SBI to seek lower provisioning

Home loan: SBI to seek lower provisioning

Rediff.com   3 Jan 2011

Bank to argue with the Reserve Bank that new norms don't apply to floating rate schemes.

Citibank faces huge liability in fraud case

Citibank faces huge liability in fraud case

Rediff.com   31 Dec 2010

The loss followed a massive fraud allegedly committed by Shivaraj Puri, a relationship manager at the bank's Gurgaon branch.

Housing scam: Banks to tighten screws on builders

Housing scam: Banks to tighten screws on builders

Rediff.com   29 Nov 2010

Banks and housing finance firms may seek legal mortgage as well as completion guarantee clause.

Liquidity returns to market

Liquidity returns to market

Rediff.com   2 Nov 2010

Mutual funds breathed easy today, with the flow into liquid and liquid-plus schemes soaring to Rs 30,000-35,000 crore. This is in contrast to the situation over the past few days when a liquidity squeeze caused by the Coal India issue soaking up cash forced companies and banks to withdraw money from mutual funds.

Simple rules to grow your investments

Simple rules to grow your investments

Rediff.com   4 Oct 2010

Divide your investments properly for self-consumption, growth and income. Life will be simpler.

Sebi wants listing of all mutual fund schemes

Sebi wants listing of all mutual fund schemes

Rediff.com   23 Aug 2010

The market regulator is working in association with exchanges and fund houses to iron out the technical aspects of such a system. According to the sources, a series of meetings have already taken place.

Hold on! deposit rates could rise further

Hold on! deposit rates could rise further

Rediff.com   17 Aug 2010

Sadly, so will lending rates. Do not hurry to put all your money in existing offers.

Why potential home loan borrowers are upset

Why potential home loan borrowers are upset

Rediff.com   28 Jul 2010

High deposit rates may put pressure on teaser home loan rates

MFs: Where are the investors?

MFs: Where are the investors?

Rediff.com   23 Jul 2010

There are just 10 mn MF investors compared to 60 mn homes with life insurance.

Govt raises death payout in employees' insurance

Govt raises death payout in employees' insurance

Rediff.com   8 Jul 2010

The government has increased the existing limit of the Employees Deposit Linked Insurance (EDLI) amount from Rs 60,000 to Rs 1 lakh. The amount will be paid to the next of kin of an employee in case of his death.

Home loan firms may see new lending rate norms

Home loan firms may see new lending rate norms

Rediff.com   7 Jul 2010

After banks, it's the turn of housing finance companies to have a more transparent regime for pricing of loans. The National Housing Bank (NHB), the regulator for these companies, is working on a system that is similar to the base rate regime introduced for banks recently.

What makes Ulips controversial

What makes Ulips controversial

Rediff.com   14 Apr 2010

Insurance and investment are two different needs. Then, there are Ulip pension plans with no sum assured. No wonder, there is confusion.

A word of caution: Don't move money too fast

A word of caution: Don't move money too fast

Rediff.com   2 Apr 2010

Delay your asset reallocation, take a call on debt after a few months.

Here's how to save tax and be wealthy

Here's how to save tax and be wealthy

Rediff.com   31 Mar 2010

With the financial year coming to an end, one needs to start proper planning for the new one.

Teasing is over, brace for higher rates

Teasing is over, brace for higher rates

Rediff.com   26 Mar 2010

Go for short-term debt funds and fixed deposits, delay home or auto loans.

India Inc faces higher gratuity provisioning

India Inc faces higher gratuity provisioning

Rediff.com   10 Mar 2010

Thirty per cent of the firms - mostly big companies - had no ceiling on the gratuity amount.